admin

BIZ INTERRUPTION

Business interruption insurance is a type insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster. A business that has to close down completely while the premises are …

BIZ INTERRUPTION Read More »

VANDALISM

Vandalism involves deliberate destruction of or damage to your private property and can be extremely scarring to the individuals affected by such an act. The first thing the victim should do is contact the authorities. Unless your home is in some type of immediate danger or someone’s life or health is being compromised, do not …

VANDALISM Read More »

FIRE DAMAGE

Fire can be extremely detrimental and especially expensive from which to recover. Fire damage insurance claims usually cater to damages caused by the smoke, heat, soot, and water used to extinguish the actual fire itself. Professionals are needed to assess the catastrophic damage a fire can cause. Depending on your coverage, your insurance may pay …

FIRE DAMAGE Read More »

POOL LEAK

Backyard swimming pools are a great place to spend time with friends and family during the hot summer months. And nothing helps beat the heat like taking a swim in your own backyard. But pool ownership also comes with responsibility. If the unexpected strikes, do you have the necessary insurance in place? Whether it’s damage …

POOL LEAK Read More »

MOLD

Mold is an allergen. Bacteria can actively attack its host and cause death. When a home suffers a water damage event, a mold infestation can quickly arise and spread throughout a home in 48-72 hours. Because mold can produce allergens and irritants, water damage insurance claims that result from mold require a detailed scientific investigation …

MOLD Read More »

WIND / HURRICANE

Hurricanes, tornados, and tropical storms cause billions in insured losses. Many properties are destroyed or seriously damaged by falling trees and flying debris. This is one reason why it is important for residents and businesses to assess their property before hurricane season to ensure that landscaping and trees do not become a wind hazard. CMC …

WIND / HURRICANE Read More »

ROOF LEAK

Once you are aware of a roof leak, it is your duty as a homeowner/business owner to protect your property and contact your public adjusters immediately. Roof leaks can cause serious water damage, not just to your roof, but to the interior of your home/business as well. While roof leak damage to the interior of …

ROOF LEAK Read More »

PLUMBING LEAK

Water damage is one of the most common reasons people make claims on their home insurance. As with water damage, a number of things can be affected: flooring, furniture, electronics, even valued family heirlooms. Burst pipes, leaky appliances and flooded basements are just a few of the ways you could discover exactly what is and …

PLUMBING LEAK Read More »