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Our area of expertise includes the following categories… |
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Homeowner.
Depending on the type of policy that you purchase, coverage and exclusions vary. IF you own the home you live in, you have several policies to choose from. The most popular policy is the HO-3 which provides the broadest coverage.
Here are most perils that are covered by most basic homeowner’s insurance policies:
- Broken Pipes / Plumbing causing damage to:
Carpet, wood, tile, stone floors and laminate floors
- A/C Leaks
- Hurricane Damage, Roof Leaks & Ceiling Stains
- Dishwasher Leaks
- Hot Water Heater Leaks
- Toilet / Shower Pan Leaks
- Mold
- Loss by Collapse/ Sinkholes
- Fires
- Floods
- Theft / Vandalism
- Personal Property Damage
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Business or Commercial Policies.
Coverage usually includes property insurance for building, contents owned by the business, and liability protection to cover a company's legal responsibility for the harm it may cause others. there are two different forms, standard and special, which provides more comprehensive coverage.
Business interruption is a form of property insurance that covers the loss of income resulting from a catastrophe that disrupts the operation of the business.
Here are some of our clients who suffered losses...
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- Inland and Ocean Marine Policies.
- Boiler and Machinery Policies.
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Did you file a Hurricane Wilma claim and receive too little money to complete the work? Was your claim denied?
We can help. If you feel that you have not been fully compensated, you have up to five years to re-open your insurance claim. Whether it is with a new claim or re-opening an old claim, don’t settle for less than you’re entitled to! |
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Evidently if your roof is still damaged from the 2005 storm season, chances are you were not paid what you were entitled to. You will continue to sustain damages on the interior of your home and any future possible claims could be denied if you don't take the necessary steps to fix your home. There is absolutely no fee if we do not recover
'any monies on your behalf.’We ensure’ that you will be guideD through every aspect of your insurance claim in a legal and professional manner. |
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THE BURDEN OF PROOF IS ON YOU!!!
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When disaster strikes, call CMC Claim Consultants Inc. as soon as possible. In the meantime, most insurance companies will advise you to take steps to prevent further damage, make sure to take plenty of pictures of before and after, and save invoices or receipts for any temporary repairs that you make. Do not throw any belongings away such as furniture or any personal items until they have been inspected by a CMC adjuster.
If your policy contains additional living expenses (A.L.E.) and you must move off the premises, make sure to keep hotel invoices and restaurant receipts for consideration of reimbursement. |
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If you are not sure if you have a covered loss contact our office for a free consultation.
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Crop Damage, Let us re-open your claim!
You may have lost crops during the January freeze as record lows reached 19 degrees on January 11, 2010. If you have a commercial policy for your property and sustained damages, it would be our pleasure to provide you with a free consultation. |
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Damages are estimated in the millions from Belle Glade, Homestead and Immokalee affecting tomatoes, vegetables and many other trees and crops.
Millions of dollars will be unclaimed this year simply because policyholders do not know what they are entitled to. Call us for a free consultation to ensure maximum recovery at (305) 668-3335. |
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